Office Address: 2200 South 12th Street, St. Louis, MO, 63104
Larry McNamara
Larry McNamara
Phone: (314) 329-7840
Fax: (314) 714-7540
Mobile: (314) 220-1594
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A home warranty policy protects you from the expense of major repair or replacement caused by unexpected mechanical failure of a major system or appliance. For a moderate premium (usually in the $400 range for a basic policy) payable at closing, you can acquire a policy which protects your for one full year after closing from major repair or replacement bills.

Most policies have a $50 to $100 deductible, and you usually must call through their people for repairs. The age of the home should be a consideration as to purchase a warranty or not - a 15 year old home with original equipment versus a two year old home. Several companies offer these policies.

Each office Independently owned and operated
Real Estate License # 1999031949
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